With the BTG Pactual checking account, you can make transfers, payments, and manage your finances in a simpler way.
The BTG checking account is exempt from opening and maintenance fees, allowing you to enjoy a centralized financial life without worry: here, your assets will be secure.
With automatic debit, you eliminate the worry of your utility bills. In addition, the DDA feature manages all invoices issued under your CPF.
Allow trusted individuals to access your BTG account and perform functions such as transfers and payments easily and securely, directly through the app.
Centralize your financial life in one place and ensure greater control and organization for your investments and daily transactions.
Bring your salary to BTG Pactual and enjoy exclusive benefits for your account and credit card.
Customize your BTG Pactual Credit Card with the best benefits for you to enjoy in your daily life.
Customize your Card with the best advantages for travel, investments, security, entertainment, and transactions.
Receive cashback of up to 1% on your Card bill or up to 2.2 points in Esfera or Livelo for every dollar spent.
Invest in selected products and increase your limit on the BTG Pactual Credit Card.
With the Travel Module, you have a Special IOF with 3.28% cashback, plus 4 complimentary accesses to LoungeKey VIP Lounges*.
*LoungeKey is valid only for the BTG Pactual Black Card.
A checking account is a service offered by various banking institutions that allows customers to manage their daily finances and perform transactions such as Pix, bill payments, transfers, deposits, withdrawals, receiving salaries, and much more.
To get started, download the BTG Banking app. Then, click on “Let’s get started” and fill in your personal details and access information. Next, register your facial biometrics. After that, enter your address and your professional, financial, and foreign connection details, if applicable. Finally, complete the registration and wait for your account opening request to be approved. The analysis will be completed within three days.
Once approved, log into the app with your CPF and password, sign the bank registration form, and choose your card. Once that’s done, you can start using your Checking Account.
Yes! Just download the BTG Banking app and follow the step-by-step process to open an account.
After submitting the account opening request and sending all the necessary documents, the analysis result will be released within three days.
There are several types of bank accounts, and the checking account is one of them. However, there are also other types, such as savings accounts and salary accounts, for example.
To receive your salary in your BTG Pactual Checking Account, simply follow these steps: in the BTG Banking app, open the menu and tap on “Account.” Then, tap on “Salary Portability” and next on “Bring Salary.” Click on “Let’s Get Started” and enter the CNPJ and name of the company you work for. After that, select your employer’s payroll bank and tap on “Confirm.” Within 10 days, the payroll bank should approve your request.
With the BTG Pactual Checking Account, you can enjoy the convenience of concentrating all your financial life in one bank. Your investments, transactions, payments, and salary can be managed through the same account, and your security is guaranteed by the largest investment bank in Latin America.
Anyone over 18 years old with a regular CPF can download the BTG Banking app and request to open a BTG Pactual Checking Account to enjoy the available features. Account approval is subject to analysis.
For minors, we offer the account for their children.
No opening or maintenance fees are charged for the BTG Pactual account, and you can make up to 8 free withdrawals per month. Transfers, Pix, payments, or scheduled transactions are free and unlimited.
Only a few specific features incur charges, such as additional withdrawals, cash withdrawals on credit, and international purchases, as well as interest-related fees on credit, installment payments, and overdue invoices.
To access your income report, simply open the BTG Banking app, tap on the initials of your name in the upper left corner, select “Documents,” then “Income report,” and click “Download Report [year].”
To close your BTG Pactual Checking Account, simply click on the profile icon on the home screen of the BTG Banking app, tap “Close your account,” click “Close your account” again, provide the reason for closure, and tap “Close your account.”
To close your BTG Pactual Checking Account, you must not have a balance other than R$ 0, an active account limit, contracted credit, or an active credit card linked to any company. Upon closing the account, all data will be deleted, including your transaction history.
