Why choose the BTG Pactual Business Credit Card?

Our credit card is specially designed to meet the needs of business owners. Learn more about it.

  • Available for you
    Our card* is available for all types of businesses.
    *Subject to credit analysis
  • More efficient management
    Leverage your BTG Pactual Business Card for various functions, such as supplier payments and cash flow management.
  • Safe and reliable
    This way, you can make your purchases with peace of mind using our credit card.

Annual fee waived for the first 12 months

Contactless technology for tap-to-pay purchases

Option to split the bill* into up to 24 installments

*Subject to interest rates

Automatic debit billing enrollment

Mastercard Benefits Program, including Mastercard Surpreenda

Virtual card that can be activated before receiving the physical card

Frequently Asked Questions

How do I apply for the credit card?

Access the BTG Pactual Business app, then go to the Cards menu to apply for your credit card. During the application process, you can choose the bill’s due date and set your PIN. Credit approval is subject to analysis.

How do I activate my BTG card?

You can activate your card and set the desired limit directly in our BTG Pactual Business app. Just follow the steps:

How do I activate my virtual card?

Simply generate your virtual card through the BTG Pactual Business app, and it will be ready for use. Open the app and follow the steps:

It’s ideal for making online purchases more securely. Just copy the details displayed on the screen and enter them into the payment information section of the online store where you wish to make a purchase.

How do I enroll my bill for automatic debit?

To enroll your bill in automatic debit, follow the steps in the app:

  • Menu > Card > Card Settings > Temporary Block > Automatic Debit Payment

I lost or had my card stolen, what should I do?

You can use the features of the BTG Pactual Business app in case of card loss or theft. If your card is stolen, block it directly through the app as soon as possible to prevent unauthorized use. To block your card, follow these steps:

  • Rest assured: a new card will be issued for you right away.
  • In the case of loss, the best option is to temporarily freeze its use until you find the card. To freeze your card through the app, follow these steps:

Menu > Card > Card Settings > Temporary Block

or

Menu > Card > PINs and Blocks > Temporary Block

Is there a maximum amount for contactless transactions?

Yes, the maximum amount for contactless payments without entering a PIN is R$ 200. For larger purchases, you can still use the contactless feature, but you will need to enter your PIN to complete the transaction.

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